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Wednesday, May 24, 2017

Meet a Famous Actor and Help Kids With Cancer

Have you ever wanted to have fun and meet a famous actor all while helping charity? Now is your chance! Get your tickets for Berkshire Hathaway HomeServices Select Properties Sunshine Kids Golf Tournament and meet Major Crimes actor, G.W. Bailey. But first, let us tell you about the amazing organization you will be helping.

Sunshine Kids
The Sunshine Kids foundation was created in 1982 to provide a variety of programs, events and positive group activities to support young cancer patients at no charge to them. They help in hospitals across America and right here in the St. Louis area. You can learn more about this great organization by visiting their website

16th Annual BHHS Select Properties Sunshine Kids Golf Tournament
On Wednesday, June 7th, 2017, Berkshire Hathaway HomeServices Select Properties will host their 16th annual Sunshine Kids golf tournament. At the tournament you will have the opportunity to meet actor G.W. Bailey who will be in attendance. In addition to a long career in acting, Bailey has served as Executive Director for the Sunshine Kids Foundation since 2001. He got involved with Sunshine Kids after being introduced to the organization by his goddaughter, who was diagnosed with leukemia. To learn more about this event and to get tickets visit

Sunshine Kids Day at the Ballpark
Are you more of a baseball person? We’ve got a fun Sunshine Kids event for you. Join us for the 2017 Sunshine Kids Day at the Ballpark. This year’s Sunshine Kids Day at the Ballpark takes place at Busch Stadium on Thursday, June 1, 2017 at 12:45pm. Join us in the Left Field Loge section to watch the Cardinals play the Dodgers. Be sure to get there early to see a local Sunshine Kids member throw out the first pitch. For details and tickets visit

Select Properties, The Boehmer Team & Sunshine Kids
Since founding in 2002, Berkshire Hathaway HomeServices Select Properties (previously known as Prudential Select Properties) have been big supporters of the Sunshine Kids organization. In fact, they have been top ten Berkshire Hathaway HomeServices contributors nationwide for the past ten years and have raised over a million dollars for the cause.

The Boehmer Team gives a contribution to Sunshine Kids for each home they list.  In addition to giving back, this provides their home sellers with a special Sunshine Kids icon next to the listing on their website, their brokerage website and over 500 agent websites in the St. Louis area. The Boehmer Team stays involved supporting Sunshine Kids throughout the year through numerous fundraisers and events. They have been awarded as a top Sunshine Kids contributor at Berkshire Hathaway HomeServices Select Properties for the past eight years.  Join The Boehmer Team in supporting this great cause!

Wednesday, May 17, 2017

How to Survive A Competitive Sellers Market

How to Survive a Competitive Sellers Market

St. Louis and St. Charles County area homebuyers: we hear you. It can be a challenge right now if you are looking to purchase the perfect home. Chances are you’ve found it - a few times - only to find out there is already a contract and backup contract on the home. So here is some great advice to help you survive the current competitive sellers market.

Start Early
As soon as you decide you are going to purchase a home get started with the process. How do you start?  By interviewing or contacting a qualified, full service Real Estate Agent that knows your desired area.  Select a full time, professional Realtor that has the resources and expertise to find the right home for you in this competitive market.  Ask your Realtor this question, “What resources would you use to best find me a home, possibly before it hits the market, and what strategies would you use to help me secure that home?”  Don’t be afraid to ask for a testimonial from a recent buyer client.

Get Pre-Qualified for a Home Loan
Your Realtor will have excellent Lenders that will help evaluate your buying position. Without knowing how much you can afford, you can’t confidently jump on the perfect home as soon as you find it. If you aren’t paying cash contact a reputable loan officer to help you determine how much you can afford and get you pre-qualified.   
Get pre-approved for a home loan in a sellers marketIt is important that you get pre-qualified for a home loan, as it is expected to be submitted with your offer to purchase. This process will qualify you for a home loan and help you determine the amount you can spend on a home. It also shows home sellers that you are serious about purchasing their home, which is expected in all home-buying situations.

Determine Your Must-Haves
What are the items that you cannot live without? Make a list of the things you must have in your next home. Keep in mind that the longer the list, the longer your home search could be in this current competitive market. If you still can’t find the perfect home, consider an almost perfect home that is under budget. This way you can make it into the perfect home with the money that you didn’t spend.

Search For Your Perfect Home
Finding the perfect home in a competitive marketNow that you’ve figured out your finances, determined your must-haves and connected with an experienced real estate agent, you’re ready to begin searching for homes. Your real estate agent will be assisting you with this process by searching through their various contacts and systems. One suggestion, consult a real estate professional regarding the most accurate and updated resources for your home search. Many national home search websites, such as Zillow,  only update their listing data every few days. In a competitive market many of the homes that appear on those search results will already have a contract on them by the time you find them. Instead, try Our website gets multiple listing data updates hourly and has more accurate local information.

The Boehmer Team Can Help
Are you thinking of purchasing a home in the St. Louis or St. Charles County area of Missouri? The Boehmer Team can help. We have over 55+ years of combined experience in real estate. We’ve seen buyers markets and sellers markets and made the best of both. Contact us if you have any questions about real estate or help buying or selling a property.  In addition, we have extensive experience representing buyers purchasing new home construction and consider ourselves experts in the field of new home construction. 

Wednesday, April 19, 2017

The Pros and Cons of Pool Properties

Once Memorial Day arrives to the St. Louis area, the public pools open for the season. But if you own St. Louisor St. Charles County area real estate with a pool, you can open your pool whenever you want. However pool homes come with both pros and cons.

The Pros of Owning a Property with a Pool

- Pools are aesthetically pleasing and create a more beautiful landscape in your yard.
- Pool parties are a great way to entertain.
Pool Properties in St Louis- Get exercise, relaxation and fun, all in your backyard with a pool.
- Eat and drink whatever you want by your own pool, whereas other pools may have restrictions.
- Pools allow you to enjoy the outdoors in the hot St. Louis summers.
- A home for sale with a pool is a big attraction for pool people.

The Cons of Owning Property with a Pool

- There are costs associated with maintaining a pool.
St Louis Homes with Pools- Pools take some time to maintain - unless you hire someone to maintain it.
- Pools can be a safety concern for small children or those who can’t swim.
- In Missouri you are required to have a fence around your pool for safety, so you my have to install fencing.
- You must keep homeowners insurance that covers the pool under “other structures” portion of the policy
- A home for sale with a pool is a turn off for non-pool people.

Pool Homes – Another Option
St Louis homes with community pool

If you love a pool but are unsure of having your own pool at home, there is another option. Consider purchasing a home in a neighborhood that offers a community pool. This way you will have pool access without the maintenance.  However you will still have some costs associated through homeowner’s association fees.

Adding a Pool To Your Property

If you are adding a pool to your property there are a few things to keep in mind. First, check for any city or neighborhood restrictions for pools. Especially check any regulations for required fencing types or height. You may want to install a pool cover or alarm to keep unwanted pool guests out. Also, compare types of pools. Some homeowners are finding saltwater pools to be a great option that is more expensive in the beginning but less expensive over time.

Buying or Selling a Home with a Pool

New Villa Home With Pool for sale in Wentzville, Missouri
Newly Constructed Villa Home For Sale in Wentzville with community pool.
The Boehmer Team has a page dedicated just to St. Louis and St. Charles County area pool properties. Check it out to see pool homes currently on the market. The Boehmer Team has worked with many homebuyers and sellers over the years that have purchased and sold pool homes. Put our expertise to work for you the next time you buy or sell a pool property.  

Tuesday, April 11, 2017

March of Dimes St. Louis March For Babies

Did you know that in the United States one in ten babies is born premature? Sadly some of them don’t survive and others carry on birth defects that affect the rest of their lives. But with the help of March of Dimes, we have seen the rates of premature birth decline as much as ten percent. Lower preterm birth rates help families and also help save our nation’s healthcare system millions in costs.

The March of Dimes, founded by Franklin D. Roosevelt in 1938, is a nonprofit organization that works to improve the health of mothers and babies.  The noble mission of the March of Dimes is to improve the health of babies by preventing birth defects, premature birth and infant mortality. The funds the March of Dimes raise assist community programs, advocates in Washington, supports medical research and educates families.

Our friends at Fischer & Frichtel take fun and philanthropy seriously. This year their construction team, office team and sales team are competing against each other to see who can raise the most money for the March of Dimes March for Babies. In addition their construction team built an adorable playhouse that looks like a tiny version of one of their beautifully constructed homes. This playhouse will be auctioned off with 100% of the proceeds going to the March of Dimes. Click here to learn about their raffle.

This year the March of Dimes is hosting its March for Babies 2 mile walk in Forest Park on Saturday, April 29th.  The Boehmer Team is looking forward to participating in the walk and would love to have you join us. You can also participate by making a donation here:

The St. Louis region goal we hope to help the March for Babies reach is a whopping $650,000. So come on out, St. Louis, and join in this great cause that supports families and communities. To learn more about the St. Louis March of Babies event by the March of Dimes, click here.


Monday, March 27, 2017

What To Know About Homeowner’s Associations

What to Know About Homeowner's Associations

When looking at homes for sale in St. Louis and St. Charles County, Missouri you may notice “association fees” in the listing details. So what are these association fees? They are monthly or yearly dues to the homeowner’s association for the community where the home is located.

What is a homeowner’s association?

A homeowner’s association (HOA) is an organization within a planned community that creates and enforces rules for homeowners within the community. They are usually setup as 501(c)(4)organizations that collect dues to be distributed to maintain the community. If you purchase a home in the community, you automatically will be responsible for paying the association dues.
Homeowners Association Amenities

What does a homeowner’s association do?

Homeowner’s associations oversee and enforce a community’s covenants as well as assist in maintaining the quality of the community. This can include but is not limited to: maintaining common areas, sidewalks, streets, community clubhouse, community pool and playground equipment. They hire and distribute funds to the contractors that do the work. Also the association has to purchase and maintain insurance for community amenities covered by the HOA.

HOA ResponsibilitiesAre homeowner’s associations common?

According to the Foundation for Community Association Research, “the number of Americans living in HOAs is on the rise, growing from a mere 1% in 1970 to 1 in 4 today.” So they have become quite common as a way for communities to be maintained and keep home values at a premium.

How are homeowner’s association fees determined?

The board of directors of a homeowner’s association determines the amount of the fees. They do this by determining the projected annual expenses of the association and dividing by the number of homes.  Board members are usually homeowners from the community that volunteer and do not profit from HOA fees. In fact, they too will have to pay the HOA fees sometimes called assessments or maintenance fees.

How do I find out what a homeowner’s association covers for a community?

Homeowner's Association Rules 
Each association has its own unique rules and policies. If you are planning to buy a home in a community that has a homeowner’s association, it’s important that you read the community’s covenants, conditions and restrictions (CC&Rs) and bylaws. If the listing agent doesn’t provide these with the listing documentation, be sure to request them so that you know before you buy.

Generally homeowner’s associations offer a benefit to those living in the community. Combined funds keep the community maintained, home values up and offer the option to have a swimming pool, tennis court or other benefits that an individual homeowner may not be able to afford and maintain on their own. The Boehmer Team has helped many homebuyers who found the home of their dreams in a community with a homeowner’s association. In addition we’ve helped many sellers living in HOA communities sell their homes. We know the in’s and out’s of HOA’s and are ready to help you with your real estate needs even if they involve a homeowner’s association.

Additional references: 

Thursday, March 9, 2017

How Mortgage Rates Affect Home Buying

How Mortgage Rates Affect Home Buying

Why should St. Louis and St. Charles County, Missouri area real estate agents, investors and buyers be concerned about mortgage interest rates? Because mortgage rates can largely impact what a home buyer can purchase.

While rising home prices can limit how much house a home buyer can purchase, mortgage rates also add to the total cost of a home purchase. Lenders add these rates when figuring the total amount they will let you borrow for a mortgage loan.  Higher costs of borrowing money means less of that money can be used toward the actual property.
Saving for a down payment

A swift rise in mortgage rates may require current homebuyers to readjust their purchase plans. They may decide to save for a larger down payment, look for a less expensive home, choose an adjustable-rate mortgage with a lower starting interest rate or they may choose to exit the housing market until another time.

For those who aren’t already homeowners, mortgage rates could affect the tipping point at which renting or buying a home is more affordable. However in the St. Louis and St. Charles County areas of Missouri, purchasing a home can still be more affordable than renting when it comes to monthly mortgage payments versus monthly rent payments.

Rising Mortgage RatesMortgage rates are based on rates set by the Federal Reserve.  The Fed’s strategy to assist the nation post-recession was to keep rates very low. But this means the rates have nowhere to go but up. Economists expect an improving economy over the next several years, meaning rates are expected to steadily raise.

“With rising rates it might be best not to buy a home that is a financial stretch,” says Kelly Boehmer. “Now is the time to consider a home that is at or under budget.”Saint Louis Real Estate Market

Despite rising mortgage rates, new home sales contracts went up by 3.7% in January. While existing home sales rose by 3.3% in January – the fastest pace since February 2007.

According to Linda Boehmer, "Ultimately it is other factors, like a strong economy, that have a bigger impact on house prices than changes in mortgage rates."

Check with your lender if you are concerned about how higher mortgage rates might affect you. Chances are the difference may only be $40-$75 month. If you need a referral for an experienced and trustworthy mortgage lender, contact The Boehmer Team for contact information on several reputable area lenders.