Why Buy New Construction

Buying a new construction home in the St. Louis and St. Charles County areas of brings benefits and advantages that resale properties just cannot offer. Here are a few reasons numerous Missouri real estate buyers have opted for a newly constructed home:

Know What You Are Getting

When building a home, you have the opportunity to witness the construction, ensuring transparency and eliminating surprises upon moving in. Understanding how your home was built and what lies behind the walls is invaluable. You will also be familiar with operating and maintaining your home's equipment, with your builder available for any assistance you may need. Moreover, the builder should offer a warranty, in addition to any manufacturers' warranties that might need to be activated by the buyer.

Get What You Want

When buying new construction, you don’t have to settle for outdated designs or eccentric decorations left behind by others, nor do you have to invest in revamping the previous owner's upgrades. New-home builders provide a variety of designs, floor plans, and premium features from the layout to the cabinets and flooring. With new construction you have the opportunity to personalize your new home to match your style and preferences.

• New homes often include advanced appliances with updated features.
• They are equipped with more electrical outlets and can be wired for internet and other technology needs, including charging stations and streaming capabilities.
• New homes tend to be larger than older ones, with the average size increasing from around 1200 square feet to 1900 square feet.
• Typically, new homes come with 2-3 bathrooms, whereas older homes averaged 1-2 bathrooms.
• Bathrooms and kitchens in new homes feature luxurious amenities such as expansive islands, storage solutions, stylish vanity mirrors, linen towers, walk-in showers, and oversized tubs.
• Some new homes offer advanced technology options like programmed lighting, security systems, and intercoms.
• Many homebuilders provide assistance to help potential buyers secure affordable financing for a new home.

 

Less Maintenance Than Older Homes

With a new home, everything is brand new, minimizing concerns and repair needs. Today's new homes often feature siding, window, and trim materials that seldom require painting. Many exterior elements of modern homes demand far less maintenance compared to older properties. Materials like vinyl siding, fiber cement siding, 30 to 50-year shingles, fascia/soffit materials, and vinyl trim pieces are exceptionally low maintenance. Builders typically offer walk-throughs and warranties that cover the initial year of ownership (varies by builder).

Built Better Than Ever

There have been remarkable advancements in building technology. Building codes have become significantly more stringent, while the design and inspection processes are now much more detailed than in the past. New homes are not only safer but also highly energy-efficient, leading to savings on energy bills. Improved indoor air quality is achieved by using healthier products with fewer allergens. Modern building products perform better, have longer lifespans (depending on the product), and often boast enhanced aesthetics. Some government-regulated products may have shorter lifespans due to specific regulations and limitations. Appliances serve as a prime example of products with reduced lifespans.

 

More Safety Features

If safety at home is important to you, know that today's new construction homes are much safer than older homes for many reasons.

• Residents of modern new construction homes are nearly six times less likely to succumb to fire compared to those in older homes.
• The majority of new homes are equipped with hard-wired smoke detectors on the main level, often interconnected with those on the upper floor. Note: specific smoke detector regulations and placements are mandated by the municipality or county.
• New homes are equipped with central heating systems, reducing fire risks associated with space heaters or wood stoves common in older homes.
• Circuit breakers are standard in new homes, replacing fuse boxes that may overload with the wrong fuse size.
• Ground fault interrupters are installed in key areas like kitchens, bathrooms, and outdoors to mitigate fire and electrocution hazards.
• Contemporary homes feature tempered glass that crumbles instead of shattering into sharp fragments, reducing injury risks.
• New home communities offer safer surroundings with amenities like sidewalks, cul-de-sacs, open spaces, playgrounds, pools, and clubhouses to enrich your lifestyle.
• Purchasing a new home allows you to enjoy customizable features tailored to your preferences.
• The abundance of safety measures in new homes may lead to lower insurance rates.

It's important to have the assistance of a REALTOR experienced in new construction to navigate the St. Louis and St. Charles County area new construction market. Click Here to find out why.

More Energy Efficiency

Energy efficiency is greatly improved in new homes. Energy efficiency codes, including regulations for ceiling, wall, and floor standards, have become more stringent in recent years compared to the past. Also, modern heating and cooling systems now use half the energy they did in previous years.

Warranty

When purchasing a resale home, you won't receive the extensive warranty provided by new-home builders. Professional homebuilders go beyond by providing a 1-year comprehensive warranty, a 2-year assurance on electrical, plumbing, and heating/cooling systems, and a 10-year structural guarantee (specific terms may vary by builder). Investing in a new home now more than ever ensures peace of mind.

Maintenance

When purchasing a new home, you can expect many years without the need to re-roof, replace the furnace, address plumbing issues, or renovate the kitchen. Acquiring a new home provides the advantage of predictable housing costs for the foreseeable future, enabling you to plan your budget with ease. Thanks to modern home construction methods, your time will be less consumed by maintenance tasks, giving you the opportunity to fully appreciate your new neighborhood and lifestyle.

- - -

Want to enjoy a fresh start with a brand-new home? The Boehmer Team consists of top performing Realtors and specializes in new construction sales. Contact us today to learn more about how we help homebuyers buy new construction homes.

 

 

 

 

Proper U.S. Flag Etiquette

The American flag is a symbol of the United States that holds much history and represents our country’s ideals. Coined  “Old Glory” by ship captain William Driver in the 1820’s, the flag’s official colors are now called “Old Glory Red” and “Old Glory Blue”. According to the U.S. State Department, red represents valor and bravery, white symbolizes purity and innocence, and blue stands for vigilance, perseverance, and justice.

Since our flag was introduced in 1777, the design has undergone changes to reflect the admission of new states. Our citizens love the design and symbolism so much that U.S. flags can be found everywhere in our country: in front of houses, on cars, on clothes, in home decor, painted on fences, and more. However, a symbol so dear to our country deserves respect and American flags should be displayed and disposed of with proper etiquette.

 

Etiquette for Displaying the United States Flag

Did you know that there is a proper etiquette for displaying the United States flag? You can see the full U.S. Flag Code here. The American flag is a symbol of our great nation and the many lives that care for and protect it. Here’s how to display the U.S. flag properly.

• Raised briskly and lowered ceremoniously, the flag should be displayed from sunrise to sunset - but not in inclement weather.
• The U.S. flag should always fly in light. If flown outside at night, install a solar flagpole light or have other light directed towards it.
• If there is more than one flag on a pole, the U.S. flag should always fly above other flags and should be the same size or larger than the others, and no international flags should be flown on the same pole.
• The field of stars should be uppermost and to the left of the observer when the flag is displayed against a wall, window, or in a vertical orientation.
• Do not allow the flag to ever touch anything beneath it or dip the flag toward any person or object.
• When the flag is used in ceremonies everyone, except those in uniform, should place their right hand over their heart while facing the flag.
• Public institutions should display the flag daily and on all holidays, weather permitting, near the main administration building.
• Schools should display the flag during school days.
• The flag should be displayed at polling places.
• When put away, the flag should be folded and stored in a triangular fold with the stars showing. See how to fold the flag here.
  
  

Etiquette for Retiring a United States Flag

When a flag has become wind-battered, worn beyond repair, and reached the end of it’s lifespan, how should you properly retire it? According to U.S. Flag Code, “The flag, when it is in such condition that it is no longer a fitting emblem for display, should be destroyed in a dignified way, preferably by burning.”

Check your local fire ordinances and the flag’s materials before conducting a flag burning ceremony at home or other private location. These ceremonies are most often conducted on Flag Day. The ceremony should begin by holding the flag in its customary manner then properly fold and place respectfully onto a fire large enough to burn the flag completely. Do not allow the flag to touch the ground in this process. As it burns, salute the flag and say the Pledge of Allegiance then pause for a moment of silence. When only ashes are left, bury the ashes.

For the best safety and utmost respect when retiring your American flag, visit a community flag collection box. There’s a flag collection box in front of the St. Charles County Administration Building and another at Veterans Tribute Park. By putting your flag in one of these boxes, you can be sure that it will be destroyed ceremoniously.

- - -

The Boehmer Team has deep respect and appreciation for the U.S. flag. We see it in the communities and homes we sell and in the hearts of the veterans, police, teachers and ordinary citizens we help every day. If you want to buy or sell American property or land to fly your very own American flag on, Contact The Boehmer Team.

 

 

References:
https://uscode.house.gov/view.xhtml?path=/prelim@title4/chapter1&edition=prelim
https://www.pbs.org/a-capitol-fourth/history/old-glory/
https://www.gettysburgflag.com/american-flag-display
https://usflags.design/usa/
https://nationalflagfoundation.org/etiquette/when-to-dispose-of-the-flag/
https://www.sccmo.org/1732/Veterans-Best-Practices-Working-Group/VBPWG

Map of the Home Buying Process

Purchasing a home in the St. Louis or St. Charles County area of Missouri, although exciting, can also be challenging. However with the right Realtor(s) and the right information, the process of buying a St. Louis or St. Charles County area home can be easier than you think. We help with everything from financing to home search to home procurement. Below we’ve mapped out the home buying process for you.

 

The Home Buying Process Mapped Out

Pre-Approval
This required process will help determine the price range for your home search, and give you the best position for when you put an offer on a home.

Necessities
Your buyer specialist will discuss with you the features you are looking for including size, style, location, amenities, accessibility to schools and other personal preferences and must-have features.

Home Search
Your buyer specialist will provide you with homes that match your criteria, but you will also have full access to the MLS System through TheBoehmerTeam.com. Register for Property Watch to save your favorite homes, store notes and receive automatic emails of new homes that match your search. Set appointments with your buyer specialist to tour any home that interests you. A qualified buyer specialist will have a variety of resources that are only available to licensed agents and should have access to homes that may not yet be marketed to the public.  They should be actively searching and assisting you with your search for your new home.

Submit an Offer/Negotiations
Negotiations can involve everything from settling on a sales price to concessions and financing. The Boehmer Team agents are trained, expert negotiators whose job it is to represent your interests during the entire real estate transaction.

Purchase & Sale Agreement
Once an offer on a property has been made by a buyer and accepted by the seller, they enter into a legal contract known as a Purchase and Sale Agreement. This document outlines the specific terms and conditions of the transaction and is acknowledged by both parties.

Inspections
Once a buyer and seller reach a mutual agreement on a property, a home inspector is brought in to determine if the home needs any repairs. An inspector will check items, such as the roof, basement, heating system, water heater, air-conditioning system, windows, plumbing, and electrical. Afterwards, buyers may have the opportunity to negotiate with the sellers to cover the costs of certain repairs or to ask for concessions.

Title Insurance/Survey
You will receive a full report detailing the property history for you and your lender to ensure there are no legal discrepancies between a new owner and the property being purchased. If you choose to have a survey performed it would be done at this time.

Final Loan Approval
You should already be pre-approved, but now that you've entered a contract to purchase a home you will be working more in-depth with your lender on your final loan approval. To learn more about this process, pay a visit to our Mortgage Center page on TheBoehmerTeam.com.

Final Walk-Through
Your buyer specialist will accompany you on a walk-through of the property before closing to ensure the home is in as expected condition and any agreed upon repairs have been performed to your satisfaction. This is also the time to double check that all closing details are completed and utility information is prepared for switch over.

Closing
Prior to closing, you'll receive a settlement statement outlining any fees that may apply to you. At closing, all of the paperwork is signed by the buyer and seller - both parties pay any settlement fees and the documents are officially recorded.  After closing is finalized and recorded, the home is yours. Enjoy!

- - -

For our homebuyers, The Boehmer Team has dedicated buyer specialists on our team to assist your every need in the home buying process. Even in a competitive market, we're helping homebuyers make their home ownership dreams a reality. Contact The Boehmer Team to assist you in the home buying process or to request a printable home buying process map.

 

 

Picking the Perfect Lot

To be perfectly honest, the phrase “perfect” rarely applies to a lot. It really comes down to what features make it perfect or most favorable for the buyer. Choosing the lot or home site where a home will be built is an important part of deciding to build a new home and should be one of a buyer's first considerations. 

 

If you’re building new construction real estate in the St. Louis or St. Charles county area, find a lot you can appreciate for years as well as one that will appreciate in value. When considering features that make one lot better than another, there are a variety of things that may be important.

 

Quick Summary: How to pick the perfect lot.

To choose the perfect lot to build a new home, one needs to consider: location, size, direction, elevation, drainage plan, surrounding areas, utility pedestals, lot premiums, and what builder options there are for the lot among other details. A local Realtor experienced in new construction can help you address these considerations and guide you through the process of building a new home.

Location

The home site one buys is likely where you are going to live. If you have children in school you’ll need to pay attention to area school district boundaries. If you work outside the home you’ll need to factor in your preferred commute time. Check if the lot is close to shopping, parks or restaurants that you frequent. If the lot is in a new neighborhood being built, you’ll want to consider the neighborhood amenities and/or HOA fees. It's a good idea to check with the municipality you are considering to see if there are specific rules or guidelines that apply. 

 

The Direction of the Lot

We understand that the direction a home will face is often important to buyers. Whatever the reason, the direction a home faces is often considered to be one of the most important factors that buyers consider. Be sure your Realtor and homebuilder know if the direction of the lot it of upmost importance to you.

 

 

Hilly Versus Level Lots

Do you prefer a level lot or a home built into a hill with a backside of windows to see the view? Think about what you want and what you might be willing to work with.  After all, a truly level lot does not even exist. Due to grading plans and required drainage swails, completely level lots pose a variety of issues and challenges.  While a lot may be mostly level, there are sure to be areas that have slight elevations. 

Lot Premiums

Homebuilders may charge a lot premium or additional charge based on lot features and location within a community. Lots with more space, that offer a good view, or something that sets them apart from other lots may draw a lot premium.

 

Builder Options for a Particular Lot

The choice of homebuilder options may be different based on the lot you choose. If you have a piece of land in mind that you want to build on, you may have a variety of home builders that will help you build develop on the land. If you purchase a lot within a particular neighborhood, you’ll likely only get to use the homebuilder who is developing that neighborhood. So if the homebuilder is important to you, check to see if they can build on your chosen lot or what lots they have available.

 

See our list of Preferred Builders in the St. Louis area.

- - -

If you want a home crafted for you with the latest building technologies, The Boehmer Team can help. We’ve assisted hundreds of new construction buyers in the St Louis and St. Charles area as well as helped many sell their current homes. From budget to builder, to lot and material selections, to final paperwork and closing, we represent and protect the interest of new construction homebuyers to make the process go smoothly. Thinking of building or buying new construction? Contact us or visit BuyNewAndNow.com to see a list of new homes that are currently for sale.

 

 

The Pros and Cons of Painting Brick

Thanks to a history of clay mining and bricklaying, the St. Louis area is full of homes wrapped in durable brick. However as years go by and home designs change, the brick look goes in and out of style. While some homeowners opt to paint their brick façade, others are reluctant. If you are considering painting your brick home exterior, we’ve put a list together of pros and cons to help you decide.

Painting a Brick House

PRO: Style. If the old brick is outdated and tacky, painting it can increase curb appeal and home value.

CON: It’s expensive and difficult to go back to unpainted brick should you want to. Also, painting brick can be expensive to have it done right. Look to see if there other areas on the home’s exterior that could better use the money for maintenance or improvements.

PRO: Protection. The right exterior paint can protect old, damaged bricks and mortar and seal cracks.

CON: If done wrong, paint could trap moisture and further damage the brick. Also, paint does not last forever and the effects of sun, wind, rain and hail will slowly chip away at the paint so touch ups and/or repainting will eventually be needed.

PRO: The right color could make your home the envy of the neighborhood.

CON: You may be destroying history by painting brick. Also, your color choice may not appeal to some potential homebuyers.

 

Not Painting a Brick House

PRO: Some people really value classic brick and just don’t like painted brick.

CON: Any potential homebuyers that dislike the old brick may need to take the cost of painting it into consideration if they are thinking of buying your home.

PRO: Upkeep is easier. You don’t have to maintain the paint on the brick.

CON: You’ll want to make sure the rest of the exterior of your home is well maintained and looks nice to distract from outdated brick colors or styles.

PRO: You’ll preserve the original exterior of the home and won’t have to worry if a potential buyer doesn’t like the color you chose to paint your brick.

CON: You may want to invest in landscaping, roof updates or other exterior painting and maintenance to bring the eye away from the outdated brick.

 

- - -

Unless you got lucky and your home has brick in a color that is current by today’s style standards, you may decide to paint the brick on your home to make it appear more modern. Or you may choose to update your landscaping, roof, windows or other exterior items to make a home with old brick look updated.  If you are considering painting brick to help sell a St. Louis area home, contact The Boehmer Team first. We may be able to help you determine whether painting your brick will be the best course of action to bring more value to your home sale. 

 

Unusual Fall 2020 Real Estate Activity

St. Louis and St. Charles County area real estate in fall 2020 has been as unusual as, well most of 2020. Real estate this autumn has been unusually active. In fact some real estate agents are referring to this fall as second spring. Herein we’ll discuss some of the reasons why real estate this fall has been so unusual.

The Pandemic

The Covid-19 virus has kept many people closer to home for longer and more often than previously. Folks are now working from home, going to school at home and moving many in-person events online. This has created more time to look closely at one’s living situation and decide if it is the best fit. Also, some people are moving from more concentrated, populous cities to our area. 

 

Demand Versus Inventory

After a slow spring of quarantines, the busy summer market barely slowed down for fall. With so many buyers wanting to move to better home situations and some sellers unsure about making any changes at all, there has been a higher demand for homes for sale than there have been homeowners listing their homes. This is causing a lower inventory of homes for sale along with rising home values as multiple offers are being made on well-maintained, market-value homes. This doesn’t mean there aren’t homes for sale, it just means that homebuyers may have to look a little longer or at different options to buy a home.  It also means that buyers need to be prepared and ready to move quickly if the perfect home comes on the market.

 

Low Mortgage Rates

At time of writing this, the 30 year conventional mortgage rate sits around 2.5% and the 15 year conventional mortgage rate sits around 2%. These low rates mean that you can get a lot more home for you money than you could a few years ago. And for those who aren’t moving, it’s a great time to refinance.  These rates are historically low and when they are gone it is hard to imagine when they will return.  

 

Increased New Construction Activity is Helping

We help several quality local home builders market their homes and we know the new construction home market very well. We’ve been able to find solutions in the new construction market for many homebuyers. While builders have been doing a great job constructing quality new homes, they are feeling the pressure to keep up with the demand.  New construction should always be considered when searching for a new home.  It affords buyers to be the first owner, select finishes specific to their tastes, select options specific to their needs and to enjoy the benefits of an environmentally friendly and energy efficient home.

- Options for Buying New Construction -

Despite the unusual fall 2020 real estate market we continue to assist homebuyers and sellers to face, understand and prepare for these unusual times every single day.  Despite the challenges, business for The Boehmer Team is up 28% from 2019 and going strong.  If you are thinking of buying a home, building a home, or selling your current home, contact The Boehmer Team. Let us implement decades of combined experience to answer your questions, find solutions for your needs and provide full service as we do to all of our dedicated clients.

 

15 Simple Ways to Boost Your Home’s Curb Appeal

St. Louis and St. Charles County homeowners are spending more time in and around the home than ever before due to the coronavirus. Not wanting to be stuck inside, many are taking advantage of their time at home by going outside to make improvements to the exterior of their home. These exterior improvements can really boost a home’s curb appeal. So if you are thinking of spending some time improving your home’s exterior and landscaping, here are some simple ways to do it.

Maintain Your Lawn

You don’t have to spend a lot of money for a good looking lawn. Make sure it is kept trimmed, attend to any bald spots and keep it watered. For more advanced tips on lawn maintenance, click here. 

Trim Your Shrubs

It’s spring and plants are growing fast, so it is a great time to trim shrubs and pull any weeds around them.

Freshen Your Mulch

Mulch is a natural material that breaks down with time. Freshen it up by adding more mulch around the base of your landscaping to keep weeds at bay and give the landscaping a well-kept look.

Use Colorful Planters

Colorful planters can be found at local hardware stores on online. You could even paint some old planters to transform them and add color to the exterior of your home.

Add Pops of Color 

In additions to colorful planters, colorful accents can be implemented throughout the exterior areas of your home with flowers, a freshly painted front door, or pillows on benches.

Power Wash Your Home, Deck, Patio, and Concrete

It’s amazing the difference power washing can make to blast old dirt and debris from multiple areas of your home’s exterior. If you don’t own one, you can buy one, borrow one, or even hire a contractor to power wash for you.

Replace Old Porch and Coach Lights

Check your home’s exterior lighting. Does it need to be cleaned, fixed or replaced? There are great options for buying lighting at local hardware stores or online.

Add Porch Seating if Possible

Wanting to spend more time outside your home creates the need for outdoor seating. There are many ways to get creative with outdoor seating. Choose something that compliments your home that will withstand the elements.

Make the Entry Welcoming

What is the vibe of the area in front of your front door? Is it welcoming? A thorough cleaning of the area and a few accents like a wreath or welcome sign can make a big difference.

Update Shutters

We rarely seem to think about shutters, but their appearance affects the overall look of your home. Check the condition of your shutters and make any repairs. If the paint is worn, give them a fresh coat. Or, you can even buy and install new shutters.

Freshly Paint or Replace the Front Door

The front door is a focal point for your home. Check it for dents, scratches or anything that can be repaired. Give it a fresh coat of paint or consider replacing.

Freshen up the Mailbox 

The mailbox is often exposed to the elements and thus can age quickly. Check it for any needed maintenance, give it a fresh coat of paint or new numbers or consider a new mailbox.

Wash Your Windows

You’ll be surprised the difference that washing windows can make. Years of dirt and grime build up slowly that it is hardly noticeable. Washing your windows will make the house sparkle outside and a little brighter inside.

Add Style to You Address Numbers

Unique address numbers are a fun way to add style to your home’s exterior. You can find them at local hardware stores or shop for great options online.

Get a Great Doormat

The last step someone takes before they enter your home is on the doormat. Why not make it a good one? There are lots of fun options to be found at local stores and online. Pick one that is both good looking and functional.

---

Improving your home’s curb appeal actually adds value to your home. If you are thinking of listing the home for sale in the near future, you are doing yourself a great service by upgrading it’s curb appeal. Or if your time in quarantine has shown you all the reasons you would like to be in a different home, contact The Boehmer Team to help you sell your current one and find a new one.