How Important is the Direction of Your Home?

While helping homebuyers with St. Louis and St. Charles County real estate, we’ve learned of many specific needs people have for their homes. Did you know that the direction of a home can be an important requirement? It might seem like an insignificant detail, but depending on one’s beliefs and lifestyle choices, the direction your home faces can bring a variety of benefits. Here, we’ll explore why it’s beneficial for your home to face a certain direction based on different religions, gardening, and other reasons.

When it comes to religion, many traditions believe that the direction of your home can bring you luck and protection. For example, in Hinduism, the entrance of your home should be facing east, as this is believed to bring prosperity. In Buddhism, many believe that the entrance of your home should be facing south, as this is the direction of the sun and is associated with light and warmth. Meanwhile, in Christianity, some believe that the entrance should be facing east, as this is the direction the sun rises and symbolizes new beginnings.

 

Gardening can also be a factor in determining the best direction for your home. If your home faces south, it will receive the most daylight and warmth. This is beneficial for growing plants, as it increases the amount of sunlight they receive. Additionally, if your home faces north, it will stop any cold winds from coming in, which can help protect your plants.

Other factors to consider when determining the best direction for your home include the direction of the prevailing winds and the direction of the prevailing rains. In areas with strong winds, the best direction for your home to face is usually south-east, as this will protect it from the strongest winds. Meanwhile, in areas with strong rains, the best direction for your home to face is usually north, as this will help protect it from the rain. Additionally, if you live in an area with extreme temperatures, the best direction for your home to face is usually east, as this will help it get the most sunlight and the least direct sunlight.

 

Some buyers consider the driveway and how quickly the ice and snow will melt. Homes with in ground pools may want to have sun in the pool area as long as possible and homes with patios and outdoor living areas may want to ensure they have afternoon and evening shade. The needs vary depending on the buyer.

As you can see, there are a variety of reasons why it can be beneficial to face your home in a certain direction. Whether it’s based on your religion, gardening, or the local climate, the direction your home faces can have a big effect on your well being and on the health of your plants. If you are looking for a home that faces a particular direction, contact The Boehmer Team. We are experts in working with specific home buying needs in the St. Charles County area.

Here’s a few links with more info and benefits of facing your home in a certain direction:

Feng Shui: https://feng-shui.lovetoknow.com/Feng_Shui_Basics/Feng_Shui_and_Home_Direction

Gardening: https://www.bhg.com/gardening/design/style/south-facing-garden-ideas/

Vastu: https://housing.com/news/how-to-determine-house-facing-direction-as-per-vastu/

 

Home Buying with Increasing Mortgage Rates

It’s true – like the rest of the U.S., St. Louis and St. Charles county real estate is facing increasing mortgage rates. However, mortgage rates have been up and down throughout the decades and regardless of the rates, people still bought and sold homes. Let’s discuss what homeowners really focus on each month, monthly mortgage payments.

 

The chart below shows the difference between a principal and interest payment on a $350,000 loan at 5.50%. When the rate increases to 6.00% it is only $111.00 a month difference. While we understand this is an increase, it may be manageable. For example: a borrower that makes a gross monthly salary of about $10,000 will fall within typical guidelines for getting a mortgage of this size loan at the higher rate. 

 

Trusted mortgage loan specialist and Executive Vice President of Paramount Bank, Jeff Griege offered us a great comparison of rates and sales historically with today’s rates and sales:

 

“In June 2008 the average rate for a 30-year fixed rate loan was 6.45% while home sales for June 2008 were 4.83 Million. In April 2022 home sales were at 5.61 Million. What I mean by this is people are still going to buy homes with a higher rate of interest, especially if the demand for homes decreases as some buyers move out of the market.“

 

According to Freddie Mac data, the highest mortgage interest rates ever reached in modern history were in 1981. At that time the annual average was 16.63% - and people STILL bought and sold homes. But let’s keep our fingers crossed we don’t see that again.

 

If you have questions about the process of buying real estate or getting a mortgage loan, contact The Boehmer Team. We can answer your questions, help you with the process and get you in touch with experienced mortgage loan officers that will help you get the best rate. Don’t be discouraged, where there is a will, there’s a way! Contact us today.

 

 

The fine print: 

 

You Don’t Need Luck to Snag a Great Home

With more buyers than sellers in the St. Louis and St. Charles County real estate market, finding a great home for sale can feel like competing in an episode of The Amazing Race. One can scour the national real estate websites and many local sources and find a great home only to learn that it is already under contract or that several other people have already submitted offers. Some folks even write letters to owners selling a home to prove they’re the best buyer, but to no avail. Don’t give up, you're not out of luck – you just haven’t found the right help.

We would like to introduce you to our impressive team of Buyers' Agents. These fastidious Realtors are a combination of Lewis and Clark, Sherlock Holmes and Bill Gates in their abilities to search and discover real estate listings on the internet and in the real world that match their clients wants and needs. These agents are the "luck" you're looking for.

SHANNON KOHNEN

“As Realtors we are not salespeople - we are matchmakers. We introduce people to homes until they fall in love with one. And that is what makes our job so amazing. We find a LOT of homes; new homes, old homes, and coming soon homes to introduce to our clients.“

Shannon is an experienced Realtor and a Buyer Specialist for The Boehmer Team. She brings 17 years of real estate industry knowledge and outstanding customer care to The Boehmer Team's clients. Shannon specializes in finding homes that meet the specific needs of clients in a competitive residential market.  A St. Louis area native, Shannon currently resides in St. Peters with her husband, daughter, two sons and black lab. When she isn't creating great real estate experiences you can find Shannon cheering on her daughter at competitive cheerleading and her oldest son at soccer games and taekwondo.

STEPHANIE PUSZKAR

“Nothing is more satisfying than helping each and every home buyer find and win the right home.  That is what we strive to do every day using our team’s experience, expertise, and relationships with other agents, in addition to applying successful strategies to win in multiple offer situations. Above all else, our clients’ best interests are our top priority.”

Stephanie works as a Buyer Specialist for The Boehmer Team. Her reputation for great customer care and vast industry knowledge has endeared her to many of The Boehmer Team's home buying clients. Stephanie is a St. Louis area native who lives in St. Charles with her fiancé, two kids and her cat, Mr. Kitty. When not serving her real estate clients she enjoys anything outdoors, especially boating and watching football.

KRISTIN TEMPLETON

“In this current market, we are often in multiple offer situations but the collective years of experience our team has enables us to be privy to and share with each other strategies to “win” those homes that other agents just don’t have.”

Kristin is a Buyer Specialist for The Boehmer Team that has over 16 years of real estate experience. She has been the proud recipient of the 5 Star Service Award eleven times for excellence in customer service. Her past experience helping new construction homebuyers has earned her awards from the Home Builders Association of St. Louis and Eastern Missouri. She currently lives in St. Charles County with her husband, Phil, her Big Dog Bell, and her tiny cat, Ninja. She has three grown children: Connor, 26, Anna, 24 and Michael, 22. When not serving real estate clients you can find Kristin reading, hiking, traveling, at yoga, playing tennis or at Bible study.

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Our goal and focus, as Real Estate professionals, is to provide unparalleled service and complete dedication when assisting our clients in achieving their Real Estate goals.  Each member of our team utilizes their specialized skills to provide our clients the personalized service they deserve when making the important decisions involved in buying or selling a home.  We are proud of the steady stream of testimonials, repeat clients and referrals that have allowed our business to grow. Contact The Boehmer Team to see how we can assist you.